Keep track of your spending
2. Know where your money goes
Facing up to the realities of your spending can be hard, but it's an essential step if you want to take control of your money.
Keith Thomson a financial expert from
Blackadders LLP says, "Most people only have a vague idea of what they spend. Keeping track of all expenditure, especially things like newspapers, lunches, drink, snacks etc, will give you a clearer picture of what you spend your money on."
"It may well surprise you how money can be so easily spent and it should help identify where money can be saved.”
Images © Hemera 
